# Pebyl

> Pebyl helps public servants — K-12 educators, firefighters, and law enforcement officers — plan retirement with free state-specific calculators, salary data, pension/DROP guides, and a vetted directory of financial professionals who specialize in their benefits.

Pebyl runs three audience-specific verticals plus a professional platform:
- Educators (403(b), 457(b), state pensions, TRS/STRS)
- Firefighters (pension, DROP, disability, PSOB)
- Law Enforcement (LEOFF/LEO pensions, DROP, disability, PSOB)
- Pebyl for Financial Professionals (CRM, AI tools, lead insights, White Glove outreach)

All calculators, salary data, and state guides are free for the public-servant audience. Pebyl does not provide financial advice; advisors in the directory are independent and must be vetted by the user.

## Hub
- [Pebyl Hub — choose your community](https://pebyl.ai/): Audience picker for educators, firefighters, and law enforcement.

## Educators
- [Pebyl for Educators](https://educators.pebyl.ai/): Free 403(b)/457(b) tools, salary data, state guides, and advisor directory for K-12 teachers.
- [Retirement Calculators](https://educators.pebyl.ai/calculators): 403(b) contribution, savings-goal, years-to-retirement, and 403(b) vs 457(b) comparison calculators.
- [Salary Data](https://educators.pebyl.ai/salary-data): National + state-by-state K-12 educator salary statistics with peer-rank tool.
- [Career Milestone Planner](https://educators.pebyl.ai/career-plan): Map salary, pension, and retirement readiness across your career.
- [State Retirement Guides](https://educators.pebyl.ai/learn/states): TRS/STRS pension rules, vendors, and 403(b) ecosystem for each state.
- [Retirement Basics](https://educators.pebyl.ai/learn/retirement-basics): Educational articles on 403(b), 457(b), pensions, and TPAs.
- [Educator FAQ](https://educators.pebyl.ai/faq): Common questions on 403(b), 457(b), TPAs, and pensions.

## Firefighters
- [Pebyl for Firefighters](https://firefighters.pebyl.ai/): Free pension, DROP, disability, and PSOB resources for career and volunteer firefighters.
- [Firefighter Calculators](https://firefighters.pebyl.ai/calculators): Pension projection, DROP-vs-retire, and disability-income calculators.
- [Firefighter Salary Data](https://firefighters.pebyl.ai/salary-data): BLS firefighter pay by state with peer-rank tool.
- [State Pension Guides](https://firefighters.pebyl.ai/states): Pension formulas, DROP rules, and disability provisions per state.
- [DROP & Disability Explained](https://firefighters.pebyl.ai/drop-disability): How Deferred Retirement Option Plans and line-of-duty disability work.
- [PSOB Estimator](https://firefighters.pebyl.ai/psob): Public Safety Officers' Benefits death/disability benefit estimator.
- [Firefighter FAQ](https://firefighters.pebyl.ai/faq): Common questions on pensions, DROP, disability, and PSOB.

## Law Enforcement
- [Pebyl for Law Enforcement](https://lawenforcement.pebyl.ai/): Free pension, DROP, disability, and PSOB resources for officers and deputies.
- [LE Calculators](https://lawenforcement.pebyl.ai/calculators): Pension, DROP-vs-retire, and disability-income calculators for officers.
- [LE Salary Data](https://lawenforcement.pebyl.ai/salary-data): BLS officer pay by state with peer-rank tool.
- [State Pension Guides](https://lawenforcement.pebyl.ai/states): LEOFF/LEO pension formulas, DROP, and disability per state.
- [DROP & Disability Explained](https://lawenforcement.pebyl.ai/drop-disability): How DROP and line-of-duty disability work for officers.
- [PSOB Estimator](https://lawenforcement.pebyl.ai/psob): PSOB death/disability benefit estimator for officers.
- [Law Enforcement FAQ](https://lawenforcement.pebyl.ai/faq): Common questions on pensions, DROP, disability, and PSOB.

## For Financial Professionals
- [Pebyl for Professionals](https://professionals.pebyl.ai/): Platform overview — CRM, AI tools, contact insights, White Glove outreach, public profile.
- [White Glove Service](https://professionals.pebyl.ai/white-glove): Done-for-you educator/first-responder outreach with pay-per-booking pricing.
- [CRM](https://professionals.pebyl.ai/crm): Purpose-built CRM for advisors serving public servants.
- [Pebly AI Tools](https://professionals.pebyl.ai/ai-tools): AI meeting prep, contact research, and reminders.
- [Contact Insights](https://professionals.pebyl.ai/lead-insights): Salary, pension, and career-timeline data on prospects.
- [Public Profile](https://professionals.pebyl.ai/public-profile): Get found by educators and first responders; Free, Verified, Enhanced, Spotlight tiers.
- [TAM Service](https://professionals.pebyl.ai/tam): Dedicated account manager and proactive monitoring.
- [Pricing](https://professionals.pebyl.ai/pricing): Transparent platform pricing.
- [Professional Signup](https://professionals.pebyl.ai/signup): Claim a free professional account.

## Trust & Compliance
- [Trust Center](https://trust.pebyl.ai/): Security, privacy, and compliance documentation.
- [Mission](https://trust.pebyl.ai/mission): Why Pebyl exists and how the platform stays free for public servants.
- [Compliance Hub](https://trust.pebyl.ai/compliance): BD/RIA vendor due-diligence documentation.
- [For Professionals — Compliance Positioning](https://trust.pebyl.ai/professionals): Platform positioning for compliance teams.

## Optional
- [Authentication / Portal Login](https://portal.pebyl.ai/auth): Professional portal sign-in.
- [Do Not Sell My Personal Information](https://pebyl.ai/do-not-sell-my-personal-information): CCPA opt-out.